October flew by so quickly. Can you believe we are now just two weeks away (actually 10 days away) from November. December will come and go and before we know it, it’s already 2009. While I am so proud and happy of the accomplishments and changes that have happened this year, I am anxious about the state of our financial savings. Living on a one-income household is really draining. Even if I get to do some sideline work.

I have made a resolution to put aside a fixed 10% from my monthly earnings from my sideline job as savings. I know, this “should” be mandatory but we really have not been diligent with this. Maybe if we have enough we can look into trusted ways to let it grow. Investing on the dollar is too risky – so it encompasses mutual funds and trust funds. Monex Precious Metals are actually a good, steady (stable) investment. Gold and silver are worth more than ever because world demand has exceeded world production.

I would need to consult this with my husband and let us see if we can afford to get even one bar!