With everything experiencing crisis these days with the rocketing fuel prices and rice increases, inflation in the market is very high. Pre-need plans are in the slumps and are getting devalued each day. It is so sad. I was given a life insurance quote a few days ago for 1M. Honestly, what will the value be of 1 million twenty years from now? It just might be worth a thousand bucks with all the increasing prices we are experiencing!