Thanks to a friend, I was able to get some new clothes for me from Old Navy during their sale. I am not exactly a small person so getting stylish clothes is a problem. Thankfully, I have ways and means to shop online. If there is a barcode scanner online I would always hear it beeping because of online shopping!

And you know what? My loots are here already!

Some cool stuff you don’t necessarily need to know but would be so awesome if you did!

Talk about story line and actor continuity – I saw this on Pinterest and I think this is true – what a cool trivia, especially for Harry Potter fanatics, don’t you think? Made me miss Snape – I always thought he would be such a cool modern professor, with earring backs!

I have a nephew who is very gifted in music. At age 5, he learned how to play the piano and the drums and from then on learned more – guitar, accordion, etc. Then when he turned 13 he became serious in composing his own music. Now that he enrolled in a music college, he wants to have his own sound or music room and our family is helping him make his dream come true. It is quite expensive, so he is working part-time to get all the technical equipment. We are going to give him midi keyboard – it’s all we can afford!

Most people are too busy getting through their day to think about emergency planning. The lack of a plan in a crisis situation is one of the primary reasons why people find these predicamentsgetting worse as time goes by. One of the primary problems with emergencies is that they often create financial shortfalls that are difficult to make up.

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You should put together a back up procedure list that includes securing funding to take care of sudden issues. Pay day loans from Pay Day One can be the answer to your funding issues. If you are still unconvinced that an emergency can throw your life into chaos and that a plan isn’t necessary, consider these common emergencies that could happen to anyone.

Car Repairs

Try to imagine your life without your vehicle. An emergency vehicle repair can happen at any time and it can leave a significant void in your ability to take care of your daily responsibilities. Getting to work, picking up the kids from school and going shopping for groceries all become more difficult without a car.

If your car breaks down several days before pay day, then you should not panic. Your emergency plan can be to contact Pay Day One and get a quick pay day loan to cover your expenses. As long as you have a job and a checking account, you can get the money you need to get your car back on the road.

Home Repairs

Picture a storm brewing outside with high winds and rain. Now picture those high winds blowing a branch through your front picture window. If you don’t have any savings, how will you cover the deductible on your homeowners insurance to make sure you have a new window in place quickly?

If it is the middle of winter and your picture window is destroyed, then you do not have a lot of time to react. Contact a contractor and your insurance agent to set up an immediate repair to your home. Then contact the associates at Pay Day One to help you get the pay day loan you need to cover your insurance deductible and get your home repaired.

Short on the Budget

One emergency that people will often ignore is the possibility that you simply run out of money with several days to go until pay day. Your credit cards are all maxed out and you need gas for the car and groceries to get through the week.

This is another instance where including Pay Day One in your emergency planning will help save you a lot of time and hassle. You can have the money you need to tide you over until pay day within hours.

Don’t neglect the importance of emergency planning. You should never assume that an emergency will not happen to you. The best way to prevent a disaster is to prepare for it.

Thank God for Payless!

Two stores are now in the near vicinity of where we live so shopping for shoes became easier. I scored shoes for a wedding I will be attending in a few days and a pair of leopard-print ballet flats. I would have wanted to buy some more womens sandals but I decided to control myself and just be satisfied with two for now

We are celebrating seven years of married life next year! One of the things we really want to do is go on a trip, just the two of us. While an all inclusive caribbean honeymoon might be a far-fetched dream for now, who knows there might just be a miracle next year and we can afford a vacation? I have already asked one thing from the husband and he is now hard at work at it. What is it? I won’t tell

I have been having trouble pulling in a good eight-hour sleep these days. Actually, it has been going on for a few months. I’d wake up every now and then and have a hard time going back to sleep. This lack of sleep makes me very lethargic all throughout a day and a bit grumpy.

My husband says it must be our mattress. It’s due for a change since we have had it for a couple of years already. I also need a better pillow because I tend to keep a lot of pillows to my side when I sleep. Maybe a DreamEssentials.com body pillow would be a better option for me, don’t you think?

In any case, I need to sleep better!

I have been thinking the past few days what I want to get this Christmas and I was pretty surprised at myself that I have been drawing a blank! Wow! That has never happened before!

It has been a pretty good year. I have had my wish granted and though times were sometimes hard, it was made more bearable that our family has been complete this year – I honestly would not have it any other way.

Now, for material things, I have a few “wants” but its has not really became a pressing “want” that I really, really want it – I just want a happy and peaceful Christmas with my family!